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We have made many micro-loans, most often to disadvantaged women in the local villages. The money is used to start home-based businesses including: goat raising, chicken farming, seamstress work, and small markets.
Repayment terms are based on size of the loan and circumstances. The payments are designed to never be a burden, but always motivate the individual to keep trying.
This type of program has been used successfully in many parts of the third world and is often the only way that these women can lift themselves out of poverty and into self-sufficiency.